{"id":7284,"date":"2026-10-28T12:53:42","date_gmt":"2026-10-28T03:53:42","guid":{"rendered":"https:\/\/bitpress.kr\/?p=7284"},"modified":"2026-10-28T12:53:42","modified_gmt":"2026-10-28T03:53:42","slug":"ripple-national-trust-bank-rlusd-holders","status":"publish","type":"post","link":"https:\/\/bitpress.kr\/en\/ripple-national-trust-bank-rlusd-holders\/","title":{"rendered":"Ripple wins final approval for a U.S. trust bank. What changes for RLUSD holders?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">RLUSD, a dollar stablecoin issued by Ripple, has a market value of about $2.5 billion. On the night of Oct. 26 (U.S. time), Ripple received final approval for a federal trust bank charter from the Office of the Comptroller of the Currency (OCC, the U.S. regulator that supervises national banks). Ripple CEO Brad Garlinghouse announced it himself on X.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When you hear that a crypto company has become a bank, it's easy to assume RLUSD is now protected like a bank deposit. But the key point is elsewhere. What Ripple received is a trust bank charter, not a charter for a bank that takes deposits. People who hold RLUSD do not get deposit insurance. What changes is the product Ripple can sell to bank and institutional clients.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Ripple didn't get a charter for a bank that takes deposits<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Ripple applied for the charter in July 2025, and the OCC granted conditional approval that December before issuing final approval this time. The new bank is called Ripple National Trust Bank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A trust bank is a bank that holds and manages other people's assets. It does not take deposits or make loans, and it does not carry deposit insurance from the Federal Deposit Insurance Corporation (FDIC). Think of a heavily guarded vault company. It keeps what you leave with it safe, but unlike a neighborhood bank deposit, it won't make you whole up to a government-set limit if something goes wrong.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>What stays the same for RLUSD holders<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">RLUSD will continue to be issued by Standard Custody &amp; Trust, a Ripple subsidiary supervised by New York State. Each RLUSD is backed by $1 of reserves made up of dollar deposits, U.S. Treasuries and cash equivalents, and most of those reserves are held by BNY (Bank of New York Mellon), a major U.S. bank. There is no report that redemption terms change with this approval.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There is still no deposit insurance, either. The FDIC protects bank deposits up to $250,000 per person, but crypto is excluded. Someone holding 10,000 RLUSD is relying, just as before the approval, on the reserves actually being there. Put simply, holders have not gained deposit-style protection.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>What changes is who watches the reserves<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Once it begins operating, the new trust bank will act as custodian for RLUSD's reserves. Until now, RLUSD's issuance structure has been supervised by the New York State Department of Financial Services (NYDFS), but the bank holding the reserves will be supervised by the OCC, a federal agency. When Ripple received conditional approval last December, it said final approval could allow it to protect RLUSD holders more strongly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To be precise, what increased is oversight, not insurance. It is like adding one more supervisor who looks inside the vault. But how much that reduces risk has not yet been confirmed, and nothing has been added that would pay holders back if the company failed.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>The money is in institutional custody<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">The trust bank's second job is custody. It will hold, under the name of a federally supervised bank, the digital assets that large companies use for payments, trading and treasury management. Ripple now has a calling card for clients such as banks and asset managers, who care about the supervisory standing of the firms they deal with.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">RLUSD is aimed at this client base too. Customers who issue and redeem RLUSD directly with Ripple are limited to institutions that pass bank-level identity checks, while individuals buy and sell on exchanges. RLUSD's market value had already passed $1 billion in December 2025 and is now about $2.5 billion. RLUSD is used in Ripple's payments business and as collateral in Ripple Prime, its brokerage service for institutions.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>Why did banks sue over these charters?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">The traditional banking industry is pushing back. On Oct. 2, the Independent Community Bankers of America (ICBA) sued, arguing that the OCC's March 2, 2026 rule, which opened the door for crypto firms with trust charters to carry out work outside the core trust business, such as custody, exceeded the agency's authority. The ICBA calls it a side door that wins the trust of a federal bank without deposit insurance or capital requirements, and it asked the court to strike the rule down.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nor is this directly tied to the price of XRP, the coin Ripple uses for cross-border payments. This April, an analysis by a U.S. financial outlet concluded that the trust bank charter does not create direct buying demand for XRP or change how it trades. Its significance, the analysis said, lies in easing the burden for banks and payment companies that do business with Ripple.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\">\n<li>BITPRESS Insight<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">What RLUSD holders gained from this approval is a layer of oversight, not deposit insurance. Ripple, on the other hand, gained a product it can offer to banks and institutions: federally supervised custody. Real demand will only be known once the bank begins operating, and the ICBA lawsuit remains a variable, but if money moves, it will be in institutional custody contracts, not in individual wallets.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read news about a crypto company getting a bank charter by type, not by name. If it is not a bank with deposit insurance, what changed is not the protection of your coins but the product that company can sell to institutions.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">Sources<br><a href=\"https:\/\/www.coindesk.com\/markets\/2026\/10\/27\/ripple-gets-a-final-go-ahead-to-launch-its-own-u-s-national-trust-bank\">https:\/\/www.coindesk.com\/markets\/2026\/10\/27\/ripple-gets-a-final-go-ahead-to-launch-its-own-u-s-national-trust-bank<\/a><br><a href=\"https:\/\/ripple.com\/ripple-press\/ripple-secures-federal-approval-to-establish-national-trust-bank\/\">https:\/\/ripple.com\/ripple-press\/ripple-secures-federal-approval-to-establish-national-trust-bank\/<\/a><br><a href=\"https:\/\/ripple.com\/solutions\/stablecoin\/\">https:\/\/ripple.com\/solutions\/stablecoin\/<\/a><br><a href=\"https:\/\/docs.ripple.com\/products\/stablecoin\/overview\/rlusd\">https:\/\/docs.ripple.com\/products\/stablecoin\/overview\/rlusd<\/a><br><a href=\"https:\/\/www.fdic.gov\/resources\/deposit-insurance\/understanding-deposit-insurance\">https:\/\/www.fdic.gov\/resources\/deposit-insurance\/understanding-deposit-insurance<\/a><br><a href=\"https:\/\/www.hlc.com\/en\/publications\/occ-conditionally-approves-five-crypto-focused-national-trust-bank-charters\">https:\/\/www.hlc.com\/en\/publications\/occ-conditionally-approves-five-crypto-focused-national-trust-bank-charters<\/a><br><a href=\"https:\/\/icba.org\/w\/occ-release-oct-2026\">https:\/\/icba.org\/w\/occ-release-oct-2026<\/a><br><a href=\"https:\/\/finance.yahoo.com\/markets\/crypto\/articles\/xrp-news-ripple-national-trust-211548358.html\">https:\/\/finance.yahoo.com\/markets\/crypto\/articles\/xrp-news-ripple-national-trust-211548358.html<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Glossary<\/strong><br><strong>Office of the Comptroller of the Currency (OCC)<\/strong> \u2014 The federal regulator that licenses and supervises banks operating nationwide in the United States.<br><strong>Trust banks<\/strong> \u2014 A bank that does not take deposits or make loans, but holds and manages customers' assets for safekeeping.<br><strong>Stablecoin<\/strong> \u2014 A coin issued with reserves set aside so that each one moves in line with the value of a fiat currency, such as $1.<br><strong>Custody<\/strong> \u2014 The job of holding and managing a customer's assets on their behalf to keep them safe.<br><strong>Deposit insurance (FDIC)<\/strong> \u2014 A system that pays depositors back up to $250,000 per person if a U.S. bank fails.<\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">BITPRESS articles are information to help your investment decisions, not a recommendation to buy or sell any stock or coin. Investment decisions and their results are your own responsibility.<\/p>","protected":false},"excerpt":{"rendered":"<p>What Ripple received is a trust bank charter, not a license to take deposits, and it comes without deposit insurance. So RLUSD's structure of $1 in reserves for each token and the way institutions redeem it stay the same, and individual holders gain no new deposit insurance. What changes is that the bank holding the roughly $2.5 billion in reserves will now be under federal supervision, and Ripple can sell federally supervised custody services to banks and institutions.<\/p>","protected":false},"author":3,"featured_media":7285,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"bitpress_en_title":"","bitpress_en_desc":"","footnotes":""},"categories":[1],"tags":[1492,275,269,1554,1600,268,780,260,1033,1065],"class_list":["post-7284","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto","tag-occ","tag-rlusd","tag-xrp","tag-1554","tag-1600","tag-268","tag-780","tag-260","tag-1033","tag-1065"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ub9ac\ud50c, \ubbf8\uad6d \uc2e0\ud0c1\uc740\ud589 \uc778\uac00 \ucd5c\uc885 \uc2b9\uc778\u2026 RLUSD \ubcf4\uc720\uc790\uc5d0\uac90 \ubb50\uac00 \ub2ec\ub77c\uc9c8\uae4c - BITPRESS : \ube44\ud2b8\ud504\ub808\uc2a4 - \ud22c\uc790\u00b7\ucf54\uc778\u00b7\uc8fc\uc2dd \uc2dc\uc7a5\uc744 \uc77d\ub294 \ub274\uc2a4<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bitpress.kr\/en\/ripple-national-trust-bank-rlusd-holders\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ub9ac\ud50c, \ubbf8\uad6d \uc2e0\ud0c1\uc740\ud589 \uc778\uac00 \ucd5c\uc885 \uc2b9\uc778\u2026 RLUSD \ubcf4\uc720\uc790\uc5d0\uac90 \ubb50\uac00 \ub2ec\ub77c\uc9c8\uae4c - BITPRESS : \ube44\ud2b8\ud504\ub808\uc2a4 - \ud22c\uc790\u00b7\ucf54\uc778\u00b7\uc8fc\uc2dd \uc2dc\uc7a5\uc744 \uc77d\ub294 \ub274\uc2a4\" \/>\n<meta property=\"og:description\" content=\"\ub9ac\ud50c\uc774 \ubc1b\uc740 \uac74 \uc608\uae08\uc744 \ubc1b\ub294 \uc740\ud589\uc774 \uc544\ub2c8\ub77c \uc608\uae08\ubcf4\ud5d8 \uc5c6\ub294 \uc2e0\ud0c1\uc740\ud589 \uc778\uac00\ub77c, RLUSD 1\uac1c\ub2f9 1\ub2ec\ub7ec \uc900\ube44\uae08 \uad6c\uc870\uc640 \uae30\uad00 \uc0c1\ud658 \ubc29\uc2dd\uc740 \uadf8\ub300\ub85c\uc774\uace0 \uac1c\uc778 \ubcf4\uc720\uc790\uc5d0\uac8c \uc0c8\ub85c \ubd99\ub294 \uc608\uae08\ubcf4\ud5d8\ub3c4 \uc5c6\ub2e4. \ubc14\ub00c\ub294 \uac74 \uc57d 25\uc5b5 \ub2ec\ub7ec \uc900\ube44\uae08\uc744 \ub9e1\uc744 \uc740\ud589\uc5d0 \uc5f0\ubc29 \uac10\ub3c5\uc774 \ub354\ud574\uc9c4\ub2e4\ub294 \uac83, \uadf8\ub9ac\uace0 \ub9ac\ud50c\uc774 \uc740\ud589\u00b7\uae30\uad00\uc5d0 \uc5f0\ubc29 \uac10\ub3c5 \uc218\ud0c1\uc744 \ud314 \uc218 \uc788\uac8c \ub410\ub2e4\ub294 \uac83\uc774\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bitpress.kr\/en\/ripple-national-trust-bank-rlusd-holders\/\" \/>\n<meta property=\"og:site_name\" content=\"BITPRESS : \ube44\ud2b8\ud504\ub808\uc2a4 - \ud22c\uc790\u00b7\ucf54\uc778\u00b7\uc8fc\uc2dd \uc2dc\uc7a5\uc744 \uc77d\ub294 \ub274\uc2a4\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-28T03:53:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bitpress.kr\/wp-content\/uploads\/2026\/10\/osc_bitpress_ripple-national-trust-bank-rlusd-holders.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"\ube44\ud2b8\ud504\ub808\uc2a4 \ud3b8\uc9d1\ud300\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\ube44\ud2b8\ud504\ub808\uc2a4 \ud3b8\uc9d1\ud300\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/bitpress.kr\\\/ripple-national-trust-bank-rlusd-holders\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bitpress.kr\\\/ripple-national-trust-bank-rlusd-holders\\\/\"},\"author\":{\"name\":\"\ube44\ud2b8\ud504\ub808\uc2a4 \ud3b8\uc9d1\ud300\",\"@id\":\"https:\\\/\\\/bitpress.kr\\\/#\\\/schema\\\/person\\\/68ddf2e21db5fdfa891eec89d5b6a54d\"},\"headline\":\"\ub9ac\ud50c, \ubbf8\uad6d \uc2e0\ud0c1\uc740\ud589 \uc778\uac00 \ucd5c\uc885 \uc2b9\uc778\u2026 RLUSD \ubcf4\uc720\uc790\uc5d0\uac90 \ubb50\uac00 \ub2ec\ub77c\uc9c8\uae4c\",\"datePublished\":\"2026-10-28T03:53:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/bitpress.kr\\\/ripple-national-trust-bank-rlusd-holders\\\/\"},\"wordCount\":85,\"publisher\":{\"@id\":\"https:\\\/\\\/bitpress.kr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/bitpress.kr\\\/ripple-national-trust-bank-rlusd-holders\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/bitpress.kr\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/osc_bitpress_ripple-national-trust-bank-rlusd-holders.webp\",\"keywords\":[\"OCC\",\"RLUSD\",\"XRP\",\"\uac00\uc0c1\ud654\ud3d0 \uaddc\uc81c\",\"\uac08\ub9c1\ud558\uc6b0\uc2a4\",\"\ub9ac\ud50c\",\"\uc218\ud0c1\",\"\uc2a4\ud14c\uc774\ube14\ucf54\uc778\",\"\uc2e0\ud0c1\uc740\ud589\",\"\uc608\uae08\ubcf4\ud5d8\"],\"articleSection\":[\"\uac00\uc0c1\ud654\ud3d0\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/bitpress.kr\\\/ripple-national-trust-bank-rlusd-holders\\\/\",\"url\":\"https:\\\/\\\/bitpress.kr\\\/ripple-national-trust-bank-rlusd-holders\\\/\",\"name\":\"\ub9ac\ud50c, \ubbf8\uad6d \uc2e0\ud0c1\uc740\ud589 \uc778\uac00 \ucd5c\uc885 \uc2b9\uc778\u2026 RLUSD \ubcf4\uc720\uc790\uc5d0\uac90 \ubb50\uac00 \ub2ec\ub77c\uc9c8\uae4c - BITPRESS : \ube44\ud2b8\ud504\ub808\uc2a4 - \ud22c\uc790\u00b7\ucf54\uc778\u00b7\uc8fc\uc2dd \uc2dc\uc7a5\uc744 \uc77d\ub294 \ub274\uc2a4\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bitpress.kr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/bitpress.kr\\\/ripple-national-trust-bank-rlusd-holders\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/bitpress.kr\\\/ripple-national-trust-bank-rlusd-holders\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/bitpress.kr\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/osc_bitpress_ripple-national-trust-bank-rlusd-holders.webp\",\"datePublished\":\"2026-10-28T03:53:42+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/bitpress.kr\\\/ripple-national-trust-bank-rlusd-holders\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/bitpress.kr\\\/ripple-national-trust-bank-rlusd-holders\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/bitpress.kr\\\/ripple-national-trust-bank-rlusd-holders\\\/#primaryimage\",\"url\":\"https:\\\/\\\/bitpress.kr\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/osc_bitpress_ripple-national-trust-bank-rlusd-holders.webp\",\"contentUrl\":\"https:\\\/\\\/bitpress.kr\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/osc_bitpress_ripple-national-trust-bank-rlusd-holders.webp\",\"width\":1080,\"height\":1440,\"caption\":\"osc_bitpress_ripple-national-trust-bank-rlusd-holders\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/bitpress.kr\\\/ripple-national-trust-bank-rlusd-holders\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/bitpress.kr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\ub9ac\ud50c, \ubbf8\uad6d \uc2e0\ud0c1\uc740\ud589 \uc778\uac00 \ucd5c\uc885 \uc2b9\uc778\u2026 RLUSD \ubcf4\uc720\uc790\uc5d0\uac90 \ubb50\uac00 \ub2ec\ub77c\uc9c8\uae4c\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/bitpress.kr\\\/#website\",\"url\":\"https:\\\/\\\/bitpress.kr\\\/\",\"name\":\"BitPress : \ube44\ud2b8\ud504\ub808\uc2a4\",\"description\":\"\ube44\ud2b8\ucf54\uc778\u00b7\uac00\uc0c1\ud654\ud3d0\u00b7\ucf54\uc778\ubd80\ud130 \uad6d\ub0b4\uc678 \uc8fc\uc2dd\uae4c\uc9c0, \uc8fc\uc694 \ub274\uc2a4\uc640 \uc774\uc288\uc758 \ud750\ub984\uc744 \uc815\ub9ac\ud569\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\\\/\\\/bitpress.kr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/bitpress.kr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/bitpress.kr\\\/#organization\",\"name\":\"BitPress : \ube44\ud2b8\ud504\ub808\uc2a4\",\"url\":\"https:\\\/\\\/bitpress.kr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/bitpress.kr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/bitpress.kr\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/bitpress_fb_og.webp\",\"contentUrl\":\"https:\\\/\\\/bitpress.kr\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/bitpress_fb_og.webp\",\"width\":1200,\"height\":630,\"caption\":\"BitPress : \ube44\ud2b8\ud504\ub808\uc2a4\"},\"image\":{\"@id\":\"https:\\\/\\\/bitpress.kr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/bitpress.kr\\\/#\\\/schema\\\/person\\\/68ddf2e21db5fdfa891eec89d5b6a54d\",\"name\":\"\ube44\ud2b8\ud504\ub808\uc2a4 \ud3b8\uc9d1\ud300\",\"url\":\"https:\\\/\\\/bitpress.kr\\\/en\\\/author\\\/bitpress-editorial\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ripple wins final approval for a U.S. trust bank charter\u2026 What changes for RLUSD holders? - BITPRESS : News that reads the investing, crypto and stock markets","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bitpress.kr\/en\/ripple-national-trust-bank-rlusd-holders\/","og_locale":"en_US","og_type":"article","og_title":"\ub9ac\ud50c, \ubbf8\uad6d \uc2e0\ud0c1\uc740\ud589 \uc778\uac00 \ucd5c\uc885 \uc2b9\uc778\u2026 RLUSD \ubcf4\uc720\uc790\uc5d0\uac90 \ubb50\uac00 \ub2ec\ub77c\uc9c8\uae4c - BITPRESS : \ube44\ud2b8\ud504\ub808\uc2a4 - \ud22c\uc790\u00b7\ucf54\uc778\u00b7\uc8fc\uc2dd \uc2dc\uc7a5\uc744 \uc77d\ub294 \ub274\uc2a4","og_description":"\ub9ac\ud50c\uc774 \ubc1b\uc740 \uac74 \uc608\uae08\uc744 \ubc1b\ub294 \uc740\ud589\uc774 \uc544\ub2c8\ub77c \uc608\uae08\ubcf4\ud5d8 \uc5c6\ub294 \uc2e0\ud0c1\uc740\ud589 \uc778\uac00\ub77c, RLUSD 1\uac1c\ub2f9 1\ub2ec\ub7ec \uc900\ube44\uae08 \uad6c\uc870\uc640 \uae30\uad00 \uc0c1\ud658 \ubc29\uc2dd\uc740 \uadf8\ub300\ub85c\uc774\uace0 \uac1c\uc778 \ubcf4\uc720\uc790\uc5d0\uac8c \uc0c8\ub85c \ubd99\ub294 \uc608\uae08\ubcf4\ud5d8\ub3c4 \uc5c6\ub2e4. \ubc14\ub00c\ub294 \uac74 \uc57d 25\uc5b5 \ub2ec\ub7ec \uc900\ube44\uae08\uc744 \ub9e1\uc744 \uc740\ud589\uc5d0 \uc5f0\ubc29 \uac10\ub3c5\uc774 \ub354\ud574\uc9c4\ub2e4\ub294 \uac83, \uadf8\ub9ac\uace0 \ub9ac\ud50c\uc774 \uc740\ud589\u00b7\uae30\uad00\uc5d0 \uc5f0\ubc29 \uac10\ub3c5 \uc218\ud0c1\uc744 \ud314 \uc218 \uc788\uac8c \ub410\ub2e4\ub294 \uac83\uc774\ub2e4.","og_url":"https:\/\/bitpress.kr\/en\/ripple-national-trust-bank-rlusd-holders\/","og_site_name":"BITPRESS : \ube44\ud2b8\ud504\ub808\uc2a4 - \ud22c\uc790\u00b7\ucf54\uc778\u00b7\uc8fc\uc2dd \uc2dc\uc7a5\uc744 \uc77d\ub294 \ub274\uc2a4","article_published_time":"2026-10-28T03:53:42+00:00","og_image":[{"width":1080,"height":1440,"url":"https:\/\/bitpress.kr\/wp-content\/uploads\/2026\/10\/osc_bitpress_ripple-national-trust-bank-rlusd-holders.webp","type":"image\/jpeg"}],"author":"\ube44\ud2b8\ud504\ub808\uc2a4 \ud3b8\uc9d1\ud300","twitter_card":"summary_large_image","twitter_misc":{"Written by":"\ube44\ud2b8\ud504\ub808\uc2a4 \ud3b8\uc9d1\ud300"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/bitpress.kr\/ripple-national-trust-bank-rlusd-holders\/#article","isPartOf":{"@id":"https:\/\/bitpress.kr\/ripple-national-trust-bank-rlusd-holders\/"},"author":{"name":"\ube44\ud2b8\ud504\ub808\uc2a4 \ud3b8\uc9d1\ud300","@id":"https:\/\/bitpress.kr\/#\/schema\/person\/68ddf2e21db5fdfa891eec89d5b6a54d"},"headline":"\ub9ac\ud50c, \ubbf8\uad6d \uc2e0\ud0c1\uc740\ud589 \uc778\uac00 \ucd5c\uc885 \uc2b9\uc778\u2026 RLUSD \ubcf4\uc720\uc790\uc5d0\uac90 \ubb50\uac00 \ub2ec\ub77c\uc9c8\uae4c","datePublished":"2026-10-28T03:53:42+00:00","mainEntityOfPage":{"@id":"https:\/\/bitpress.kr\/ripple-national-trust-bank-rlusd-holders\/"},"wordCount":85,"publisher":{"@id":"https:\/\/bitpress.kr\/#organization"},"image":{"@id":"https:\/\/bitpress.kr\/ripple-national-trust-bank-rlusd-holders\/#primaryimage"},"thumbnailUrl":"https:\/\/bitpress.kr\/wp-content\/uploads\/2026\/10\/osc_bitpress_ripple-national-trust-bank-rlusd-holders.webp","keywords":["OCC","RLUSD","XRP","\uac00\uc0c1\ud654\ud3d0 \uaddc\uc81c","\uac08\ub9c1\ud558\uc6b0\uc2a4","\ub9ac\ud50c","\uc218\ud0c1","\uc2a4\ud14c\uc774\ube14\ucf54\uc778","\uc2e0\ud0c1\uc740\ud589","\uc608\uae08\ubcf4\ud5d8"],"articleSection":["\uac00\uc0c1\ud654\ud3d0"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/bitpress.kr\/ripple-national-trust-bank-rlusd-holders\/","url":"https:\/\/bitpress.kr\/ripple-national-trust-bank-rlusd-holders\/","name":"Ripple wins final approval for a U.S. trust bank charter\u2026 What changes for RLUSD holders? - BITPRESS : News that reads the investing, crypto and stock markets","isPartOf":{"@id":"https:\/\/bitpress.kr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bitpress.kr\/ripple-national-trust-bank-rlusd-holders\/#primaryimage"},"image":{"@id":"https:\/\/bitpress.kr\/ripple-national-trust-bank-rlusd-holders\/#primaryimage"},"thumbnailUrl":"https:\/\/bitpress.kr\/wp-content\/uploads\/2026\/10\/osc_bitpress_ripple-national-trust-bank-rlusd-holders.webp","datePublished":"2026-10-28T03:53:42+00:00","breadcrumb":{"@id":"https:\/\/bitpress.kr\/ripple-national-trust-bank-rlusd-holders\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bitpress.kr\/ripple-national-trust-bank-rlusd-holders\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bitpress.kr\/ripple-national-trust-bank-rlusd-holders\/#primaryimage","url":"https:\/\/bitpress.kr\/wp-content\/uploads\/2026\/10\/osc_bitpress_ripple-national-trust-bank-rlusd-holders.webp","contentUrl":"https:\/\/bitpress.kr\/wp-content\/uploads\/2026\/10\/osc_bitpress_ripple-national-trust-bank-rlusd-holders.webp","width":1080,"height":1440,"caption":"osc_bitpress_ripple-national-trust-bank-rlusd-holders"},{"@type":"BreadcrumbList","@id":"https:\/\/bitpress.kr\/ripple-national-trust-bank-rlusd-holders\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bitpress.kr\/"},{"@type":"ListItem","position":2,"name":"\ub9ac\ud50c, \ubbf8\uad6d \uc2e0\ud0c1\uc740\ud589 \uc778\uac00 \ucd5c\uc885 \uc2b9\uc778\u2026 RLUSD \ubcf4\uc720\uc790\uc5d0\uac90 \ubb50\uac00 \ub2ec\ub77c\uc9c8\uae4c"}]},{"@type":"WebSite","@id":"https:\/\/bitpress.kr\/#website","url":"https:\/\/bitpress.kr\/","name":"BitPress","description":"From Bitcoin, crypto and coins to Korean and global stocks, we lay out the flow of the news and the issues that matter.","publisher":{"@id":"https:\/\/bitpress.kr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bitpress.kr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/bitpress.kr\/#organization","name":"BitPress","url":"https:\/\/bitpress.kr\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bitpress.kr\/#\/schema\/logo\/image\/","url":"https:\/\/bitpress.kr\/wp-content\/uploads\/2025\/12\/bitpress_fb_og.webp","contentUrl":"https:\/\/bitpress.kr\/wp-content\/uploads\/2025\/12\/bitpress_fb_og.webp","width":1200,"height":630,"caption":"BitPress : \ube44\ud2b8\ud504\ub808\uc2a4"},"image":{"@id":"https:\/\/bitpress.kr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/bitpress.kr\/#\/schema\/person\/68ddf2e21db5fdfa891eec89d5b6a54d","name":"BITPRESS Editorial Team","url":"https:\/\/bitpress.kr\/en\/author\/bitpress-editorial\/"}]}},"_links":{"self":[{"href":"https:\/\/bitpress.kr\/en\/wp-json\/wp\/v2\/posts\/7284","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitpress.kr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitpress.kr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitpress.kr\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/bitpress.kr\/en\/wp-json\/wp\/v2\/comments?post=7284"}],"version-history":[{"count":1,"href":"https:\/\/bitpress.kr\/en\/wp-json\/wp\/v2\/posts\/7284\/revisions"}],"predecessor-version":[{"id":7295,"href":"https:\/\/bitpress.kr\/en\/wp-json\/wp\/v2\/posts\/7284\/revisions\/7295"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitpress.kr\/en\/wp-json\/wp\/v2\/media\/7285"}],"wp:attachment":[{"href":"https:\/\/bitpress.kr\/en\/wp-json\/wp\/v2\/media?parent=7284"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitpress.kr\/en\/wp-json\/wp\/v2\/categories?post=7284"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitpress.kr\/en\/wp-json\/wp\/v2\/tags?post=7284"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}